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The 5 Steps of Closing!

by The Blake Mashburn Group

You found your dream home and the seller accepted your offer! You are now in the home stretch to getting handed the keys to your new home. There are a few more final and essential steps that need to be made. Here is an easy guide to closing so that you are prepared in the last days of your home buying process!

 

#1 Square Away Contingencies

Make sure that any contingencies (i.e. home inspection, appraisal, and financing) are met before the final transaction. This allows you to walk away if any issues arise.

 

#2 Clear the Title

Your mortgage lender will check for anyone that claims title to the home and see if there are any liens attached to the property. Make sure to buy title insurance so that you can protect yourself from any legal claims as the ownership transfers to you.

 

#3 Get Approval of Your Final Mortgage

Even if you got pre-approved for the loan, your mortgage lender must now verify that you accurately represented yourself by going through the underwriting process. As long as you with truthful about your finances and made no large purchases during closing that will affect your credit score, you should make it through this step like a breeze.

 

#4 Check Your Closing Disclosure

Review your closing disclosure against the loan estimate you received when you first got pre-approval. Check out the mortgage payments, interest rate, loan terms, and closing costs to make sure that everything matches.

 

#5 Do One Last Walk-through

Do a final walk-through in the last 24 hours before closing. This allows you to make sure that the previous owner has truly moved out and that the home is in the condition that you agreed upon.

 

Get your hands ready to sign a lot of paperwork, complete these 5 steps, and your dream Ventura home is yours!

 

For more helpful Buying tips, check out our Website and follow us on Facebook!

 

Ventura County Students Are Heading Back To School!

by The Blake Mashburn Group

It’s time to pack up those school supplies, pick out the first day’s outfit, and get your child ready to head BACK TO SCHOOL! That’s right! The first school bells of the year are about to start ringing throughout Ventura County! Check out the dates for the first days of school for all our local districts!

 

Santa Paula Unified School District | 201 South Steckel, Santa Paula

First Day of School: Wednesday, August 14th

2019 - 2020 District Calendar 

 

Fillmore Unified School District | 627 Sespe Avenue, Fillmore

First Day of School: Thursday, August 15th

2019 - 2020 District Calendar

 

Ojai Unified School District | 414 East Ojai Avenue, Ojai

First Day of School: Wednesday, August 21st

2019 - 2020 District Calendar 

 

Oxnard School District | 1501 South A Street, Oxnard

First Day of School: Wednesday, August 21st

2019 - 2020 District Calendar 

 

Ventura Unified School District | 255 West Stanley Avenue, Ventura

First Day of School: Wednesday, August 21st

2019 - 2020 District Calendar 

 

Hueneme Elementary School District | 205 North Ventura Road, Port Hueneme

First Day of School: Tuesday, August 27th

2019 - 2020 District Calendar

 

Oxnard Union High School District | 309 South K Street, Oxnard

First Day of School: Tuesday, August 27th

2019 - 2020 District Calendar 

 

Pleasant Valley School District | 600 Temple Avenue, Camarillo

First Day of School: Wednesday, August 28th

2019 - 2020 District Calendar 

 

 

Blake Mashburn wishes all Ventura County students a fun and successful 2019 - 2020 school year to all students in Ventura County!!!

If you are interested in BUYING your dream home in one of these excellent school districts, give Blake a call at (805) 856-9350 or visit his Website today!

Find Your Dream Home With These Important Open House Questions!

by The Blake Mashburn Group

As a buyer, open houses are an essential source of information. They allow you to get a closer look at homes you are interested in and see if they are truly a good fit for you and your family. Get the most out of this process by coming prepared and taking notes during the open house. Here are important questions to ask the listing agent in order for you to benefit the most from the open house!

 

  1. Has there been any offers? The listing agent cannot tell you what has been offered but they can let you know that offers exist. This information can help you decide on how quickly you need to move on this house.
  2. What is the seller's timeline? Knowing when the seller wants to move can help you determine your offer. If they need to move quickly, they are more likely open to negotiate a price below the listing. In addition, by finding out their ideal closing date, you can strengthen your offer by proposing a settlement date that fits their timeline.
  3. Is there any price flexibility? Although you might not get an answer to this question every time, you never know when you might get told "yes".
  4. How long has the house been listed? Although online listings provide this information, it can be helpful to ask the listing agent because they can provide more explanation as to why the home is still on the market.
  5. Any price changes? Similar to days on the market, asking the listing agent for explanations of pricing changes can provide more context.
  6. What recent repairs or renovations have been completed? Find out about higher priced items, such as appliances, HVAC systems, and the roof. It is helpful to know what has already been done to the home and what could be potential costs for you in the future.
  7. How much are average utilities? Utilities are an additional housing expense every month that you should consider when buying a home. Find out the average costs throughout the year in order to know whether or not it fits within your overall budget.

 

It is important to remember that as you ask these questions, you should always be courteous and friendly with the listing agent. If you end up loving the home, you could enter into negotiations with this person shortly. The open house allows you the opportunity to make a great first impression!



For more helpful Buying tips, check out our Website and follow us on Facebook!

Spice It Up at the Oxnard Salsa Festival!

by The Blake Mashburn Group

Spice up your weekend at the annual OXNARD SALSA FESTIVAL!! On Saturday, July 27th, and Sunday, July 28th, all five of your senses will be delighted in Oxnard’s beautiful Plaza Park (5th & B Streets). There is something for everyone at this HOT summer festival! Whether you love your salsa sweet or spicy, you will find something to enjoy at the region’s largest salsa bar in the Salsa Tasting Tent. Treat your tastebuds to even more deliciousness with the festival’s plentiful International Cuisine. Find something unique to take home from the 100 Craft & Retail Vendors. Keep the little ones entertained in the exciting Kids Zone. AND, put on your dancing shoes for hours of live entertainment! The fun will endless from 11:00 am to 7:00 pm daily

 

ENTERTAINMENT SCHEDULE

Main Stage

Saturday, July 27th

Sunday, July 28th

Community Stage

Saturday, July 27th

  • 12:00 PM - Ritmo Latin Dance Team

  • 1:00 PM - Passion y Tumbao (Dance)

  • 2:00 PM - Dance Identity

  • 3:00 PM - Leela Belly Dance Productions

  • 4:00 PM - Garcia Dance Studio

  • 5:00 PM - TBA

  • 6:00 PM - Easy Dub

Sunday, July 28th

  • 12:00 PM - TBA

  • 1:00 PM - Michelle Ostrove Singer Showcase

  • 2:00 PM - NEMA Bellydance

  • 3:00 PM - Ritmo Latin Dance Team

  • 4:00 PM - Good Nothings (Rock n' Roll)

  • 5:00 PM - TBA

  • 6:00 PM - TBA

 

The best part of this fabulous community event……..admission is FREE!! That’s right! If you want to get even closer to the action, it is only $5 to enter the open seating area by the main stage! 

 

Never miss out on any of year round fun in Oxnard by purchasing your dream home in the area! Search Oxnard Homes for Sale! "Better Call Blake" at (805) 856-9350 to find the perfect abode for you and your family today!    


Image Credit: Oxnard Salsa Festival

Warning Signs To Watch For When Buying Your Home!

by The Blake Mashburn Group

The old adage "Beauty is only skin deep" should always be in the back of your mind when you Buy! You may think that you found your dream home, but there is always a chance that you

could be blinded by decor and design features that are masking hidden issues. Be a smart consumer and learn what warning signs to look out for as you begin your home search

in Ventura! Looking for these warning signs from the very start will help insure that the

home you fall in love with is truly as wonderful as it seems.

 

 

Electrical Issues - Avoid fire hazards by checking for exposed wires, hot outlets, burn markings, and other indications of faulty electrical systems.

 

Plumbing Issues - No one wants to deal with water issues in a new home so check for leaks, drainage problems, poor water pressure, and stains.

 

Mold Issues - Mold poses a health risk to you and your family. Use your nose to check for a musty smell and look for peeling paint or rotted wood.

 

Workmanship Issues - If it is clear that the home has had repairs or renovations completed, check to see the workmanship done. Although it might look nice, cheap materials or mishandling of items could cause you to have to pay to repair the repairs.

 

Pest Issues - A new homeowner does not want any unwelcome guests. Check for damaged wood that could indicate carpenter ants or termites. Also, look for any openings that could allow easy access for mice and other small critters.

 

Foundation Issues - Make sure the structure of the home is strong. Foundation issues can mean incredibly costly repairs in the future. Look for crooked floors and doorways within the home. As you walk outside, check for cracks in the driveway and walls and be on the lookout for trees planted close to the home that could have large roots growing near the foundation. While you can't climb up on the roof to make sure you won't be surprised by any future leaks, you can check for signs that the roof is damaged. Look to see how wear and tear has been dealt with. You want to see if there are any damaged and missing shingles.

 

Roof Issues - Avoid raindrops falling on your head by checking the roof. Look for damage signs such as missing or mismatched shingles.

 

 

Blake Mashburn is here to help you discover your dream home in Ventura! Give us a call today or visit our website at http://www.blakemashburn.com/ to get started!

 

A Handy Guide To Moving!

by The Blake Mashburn Group

You Bought a new home in Ventura! Congrats! Before you can begin life in your new home though, you need to pack up the life you had in your old one! Packing and moving is always stressful and unpredictable. But, planning ahead of time can truly help eliminate some of the anxiety during the process! Make your move more manageable by using our Moving Day Cheat Sheet!

 

A FEW WEEKS BEFORE YOU MOVE

  1. The best movers are going to book up fast so allow yourself plenty of time to schedule a mover. Find the best ones by asking friends and looking at online reviews.

  2. Unless you prefer to handle the clean up yourself, schedule a cleaning service to come to your current home the day after you move out.

  3. Transfer all utilities or schedule the disconnect of utilities (if moving to a different city). Schedule the installation of your cable and internet for the day after you are scheduled to move into your new home so it is ready to go.

  4. Get rid of items that you truly do not need. Hold a garage sale or post items online. Do donation runs with unwanted clothing, toys, and furniture.

  5. Stock up on boxes, tapes, bubble wrap, and all other packing essentials. Ask friends for boxes and swing by local stores that might be looking to get some off of their hands for free.

  6. Start packing non-essential items, such as books or winter clothing. Spread out the packing over the weeks leading up to your move date so you are not overwhelmed at the end.

 

THE DAY BEFORE YOU MOVE

  1. Label all boxes and furniture with the room in the new home that they should be placed into.

  2. Go shopping for nutritious, easy to eat snacks and bottled water for yourself and your movers.

  3. Get some cash out of your bank account so you have money to tip the movers tomorrow.

  4. Bring your pet over to a friend or family member the night before you move to reduce stress for your furry friend and keep them out of the way during moving day.

  5. Put together an overnight bag that has those necessities you will need the first night in your new home. This will keep you from having to rummage through boxes to find toiletries, medicine, and clothing.

 

THE DAY OF THE MOVE

  1. Wake up with plenty of time before the movers arrive in order to make final preparations.

  2. Take important documents, jewelry, and other small valuables and place them in your car. You should transfer these items yourself to ensure their safety.

  3. Discard of or pack up final items, such as food or toiletries.

  4. Give your home a thorough walk through at the end to make sure that you get everything out of drawers, cabinets, and any else it could be hiding.

  5. Watch the movers as they work to make sure they handle your items with care.

  6. Go through your new home before the movers arrive to label rooms that might not be obvious what they are, such as bedrooms. This will help the movers place your labeled boxes in the correct rooms.

  7. Take a moment to breathe when the movers leave and get some much deserved rest before you tackle unpacking!


Find your dream home today! Search Ventura Homes For Sale! Give Blake Mashburn a call at (805) 856-9350 and visit his Website to get started!

How To Find The Perfect School District For Your Child!

by The Blake Mashburn Group

Looking to buy your dream Ventura County home? With size, design features, amenities, outdoor living spaces, and more, there are plenty of factors to consider as you begin your search.

 

If you have children, however, one of the most important factors is location near a highly ranked school. There are several benefits to buying a home near a top rated school. #1 it provides your child access to the best education around. #2 it increases the value of your home. That's a win for the whole family!

 

Now that the 2018-2019 school year has come to a close, it is the perfect time to evaluate what district you want your child to attend so that you can relocate before this upcoming fall.

 

Start your search in one of these excellent local school districts:

Fillmore Unified School District | Homes for Sale

Ojai Unified School District | Homes for Sale

Oxnard Union High School District | Homes for Sale

Pleasant Valley School District | Homes for Sale

Ventura Unified School District | Homes for Sale

Once you know the school district, you can begin to narrow your search down to find the best schools within it. This is where your school work and research comes in! Use independent websites such as GreatSchools.org, Niche.com, and U.S. News & World Report, to find unbiased rankings and data. Check out school websites to find out about awards and recognitions. Ask the schools you are interested in if you can visit. This is the best way for you to find out if it is the right fit for your child. Find out about the facilities, learn about class sizes and extracurricular offerings, meet teachers and administrators, and more.

Found the school you want your child to attend? Now, Blake Mashburn can help you find your dream home within that school's boundaries. Give us a call today or visit our website at http://www.blakemashburn.com/.

Searching Tips To Find Your Dream Home!

by The Blake Mashburn Group

Whenever there is low inventory in the housing market, the search for a new home can seem like a daunting task. But, don't get discouraged if you are ready to Buy your dream Ventura home. There are several steps that you can take to help take some of the stress out of the home search. These steps will help you narrow your focus and lead you to the home of your dreams in no time!

 

1. Get Pre-Approval!

Before you begin your search, you should get pre-approval for a mortgage. Besides making you a more competitive buyer in the market, it will also allow you to understand your budget. This way you can search for homes that fit within the amount you have been pre-approved for.

 

2. Must Haves Vs. Wish List!

It is important to stay focused during your home search. The best way to do that is to prioritize what you features you really need for your new home. Make a list of must haves, should haves, and wish list features.

 

3. Find Neighborhood!

The neighborhood is just as important as the house, and each neighborhood has its own distinctive characteristics. Check out the neighborhood for its school district, amenities, and commute before you start looking for individual houses within it.

 

4. Choose A House Style!

Think about what style of home will best fit your family's needs based on the must have list you made previously. Then, look at homes that fit that style. This will help you narrow your search and be more likely to have you looking at homes that will be a good fit.

 

5. Keep Notes!

In order to remember what feature liked of each individual home, you should take notes on the listing sheet as you tour the property. Another helpful thing to do is take photographs of the things you like and don't like so you accurately recall what the home was like.

 

 

Find your dream home today! Search Ventura Homes For Sale! Give Blake Mashburn a call at (805) 856-9350 and visit his website (http://www.blakemashburn.com/) to get started!

Add Home Maintenance To Your Home Buying Budget!

by The Blake Mashburn Group

As you sit down to budget for buying a new Ventura home, there are several costs to consider. These include the down payment, the closing costs, moving expenses, and the monthly mortgage payments, insurance, and taxes. However, there is something else to add to that budget....home maintenance.

 

 

Even if you are buying a newer home with no immediate repair needs, there are 5 maintenance tasks that you should always take care of upon moving in and therefore should prepare for the costs.

 

  1. Change Locks - Practically anyone could have a key to your new home without you knowing it. Protect your family and your belongings by changing the locks on every exterior door of the home.

  2. Trim Trees - Make sure the trees, especially any older ones, are in good health and not too close to the home itself. Have the trees trimmed and inspected by a professional.

  3. Maintain HVAC - A damaged or failing HVAC system can be very expensive to fix. Stay ahead of any potential issues by having the system maintained right when you move in.

  4. Add Fire Extinguisher - It is important to always have at least one fire extinguisher in your home. Purchase one for the kitchen when you move in.

  5. Clean Chimney - If your new Ventura home has a fireplace, make sure you have it professionally cleaned out since you cannot know for certain when the last time it was cleaned was.

​​

 

In addition to these 5 home maintenance costs, you should also budget for appliances, furniture, paint, and any other home repairs/updates you need to make. Knowing these costs as you go into purchasing the home will help you stay within your financial means.

 

 

After you have been living in your home for a while, however, the budgeting should not stop. You should always keep aside some money to help you cover any unexpected repairs and emergencies that could arise at any time. In order to help you afford these costs, it is a good idea to set aside 1% of your home's purchase price every year for repairs. Just remember that the money you are putting into your home is just building equity for you and your family so it is worth it.

 


Visit our Website and follow us on Facebook for other great home maintenance and home buying tips!

Celebrate Earth Day In Beautiful Ventura!

by The Blake Mashburn Group

 

Earth Day is on Monday, April 22nd! With its incredible natural setting, the community of Ventura takes great pride in its environment. Our residents recognize the importance of celebrating and protecting our beaches, waterways, green spaces, and all the gifts Mother Earth has put in our very own backyard. Be a part of the celebration during the award-winning Ventura Earth Day Eco Fest!!! Enjoy family-friendly, eco-fun and entertainment on Saturday, April 27th, from 10:00 am to 4:00 pm at Plaza Park (651 East Thompson Boulevard).

 

Join 5,000+ neighbors and friends as we celebrate Earth Day. Check out the 80+ eco-exhibits, including the Green Auto Expo, for great informational material and interesting demonstrations. Watch incredible live entertainment by Jade Hendrix, Sea at Last, Anchor and Bear, Shelby Figueroa & the Vine Artist Collective, Grace Fellows, and Pacific Sound (exact schedule TBD). Stretch it out and relax during a free BYOM yoga class. Enter to win amazing prizes during the Earth Day Raffle and Silent Auction. Bring your children to the kids’ activity areas for recycled crafts, fun games, exciting scavenger hunts, and much more! Dine on delicious treats from your favorite food vendors, including The Grilled Cheese Truck, It’s In the Sauce, Rice Balls of Fire, Kona Ice, The Deli Doctor, and Belly BombZ.

 

 

Be green and ride your bike to the Ventura Earth Day Eco Fest! There will be a free Bike Valet and ample secure bicycle parking locations.


 

Blake Mashburn wishes everyone in Ventura County a very Happy Earth Day! If you are interested in Buying your dream home in one of our eco-friendly communities, give us a call today or visit our website at http://www.blakemashburn.com/.  



Image Credit: Ventura's Earth Day

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Contact Information

Photo of BLAKE MASHBURN Real Estate
BLAKE MASHBURN
Century 21 Everest
1190 S. Victoria Avenue, Suite #100
Ventura CA 93003
Office: 805-856-9350
Cell: 805-368-0202
Fax: 805-642-1424